I am also disabled, living with parent. I got a job recently and will try to find a cheap apt. I grew up not understanding adulthood. I went to college at 18 and didn't know wtf I was doing. I crashed and burned. But I was never given a good understanding or introduction to 'being an adult'. My parents never made the outside world seem safe. They avoided helping me get any kind of help to learn about the outside world. I didn't have many friends. None of them worked. I had no way to leave my house because it was 10 miles from the small town I lived it. I had 3 part time jobs in my 30s that payed like crap. It helped improve my understanding of 'the outside world'. That ended. And I stagnated. I had no spending money, no allowance. You can't live much of life like that. I never was involved with making appointments. So it took along time to figure out that I needed to take responsibility for my own life. And from then on, I've tried to take small risks to move towards adulthood. I once complained at a restaurant and had the food taken back. To me, that was scary as hell. Paying bills because possible after I got a credit card in college. They give them to college students. It allowed me to buy things easier. I even read a book on 'adulting' recently. It's taken most of my life to start to deal with the fear that kept me so scared most of my life.