Venting Motorcycle crash?

[MidnightCat]

It's funny I'm here writing this post. I feel like I am dead already, but I cannot rest.

Been struggling for years now. Went pretty downhill about 2 years ago.

Tried therapy, but unless I pay... I see the doctor twice a year. Tried meds... Nothing seems to work and I don't really trust them.

I already know I passed the point of no return a while ago.

But I cannot simply do it easily.

If I use SN will be considered suicide. And the insurance won't pay for the house, so I'll create a problem to my SO.

If I use my bike... It may be covered if they cannot assure it was a suicide. But it can go really wrong if I manage to survive.

For it to be done well... I should try and speak with my doctors for some time trying to fake I'm just good now.. and praise I can hit something hard enough so I won't become a vegetable the rest of my life.

I feel like I'm in chains. I'm really trying to think of 100% sure to work ways of ctb.. that doesn't seem like suicide to the insurance.

 

[locked*n*loaded]

It's not for certain you will die in a motorcycle crash. People survive them all the time. You could end up just paralyzed. Maybe brain damaged. Not worth it imo.

 

[MidnightCat]

It's not for certain you will die in a motorcycle crash. People survive them all the time. You could end up just paralyzed. Maybe brain damaged. Not worth it imo.

That's the problem.

But with SN it'll be instantly classified as suicide... And my wife cannot pay the house by itself...


I don't want to.. make her loose the house :/

 

[locked*n*loaded]

That's the problem.

But with SN it'll be instantly classified as suicide... And my wife cannot pay the house by itself...


I don't want to.. make her loose the house :/

I understand the situation. All I'm saying to you is that you are NOT guaranteed a death in a motorcycle crash. No death = No payout. Right?

What you're saying is that you are within the 2/3 year window where your insurance policy's suicide clause is in effect??????????

 

[MidnightCat]

I understand the situation. All I'm saying to you is that you are NOT guaranteed a death in a motorcycle crash. No death = No payout. Right?

What you're saying is that you are within the 2/3 year window where your insurance policy's suicide clause is in effect??????????

It's actually a year in the policy.

I've already passed that year, but reading it thoroughly... There's a paragraph that they won't cover anything related to any kind of mental issue, personality disorders and so on..

So my guess is, if I suicide they'll try to use this paragraph as a way to not pay for it.

They cannot try and affiliate it if "it's not a suicide".


Unfortunately you're right... And with the bike I'll probably survive and get injured for nothing..

 

[suicidalloser]

It's not for certain you will die in a motorcycle crash. People survive them all the time. You could end up just paralyzed. Maybe brain damaged. Not worth it imo.

Yes, actually ryan jordan got into a motorcycle crash. Thank gracious he was OK with no severe damages.

 

[locked*n*loaded]

So my guess is, if I suicide they'll try to use this paragraph as a way to not pay for it.

That's certainly possible. Most policies, though, have a couple / few year window where they won't pay if the policy holder commits suicide. After the time period expires, they pretty much have to pay. Your policy may completely exclude suicide as a payable event. I don't know.

Maybe drowning has potential as an "accidental" cause?

 

[FuneralCry]

It must be tiring being trapped in that situation, existence is just too cruel. But anyway I wish you the best, I hope that you eventually find what you are searching for.

 

[Praestat_Mori]

The only options I see here that could go through as an accident are either climbing a mountain and "doing a wrong step" or SWB.

I'm really sorry that life brought you into this position. I hope you can find peace.

 

[locked*n*loaded]

Yes, actually ryan jordan got into a motorcycle crash. Thank gracious he was OK with no severe damages.

Is he your hero?

 

[suicidalloser]

Is he your hero?

what do you mean??