It's not all it's cracked up to be, especially when you consider the fact that the only reason the act is pleasurable in the first place is to trick us into producing more suffering beings like ourselves, and on and on in perpetuity.
Were it not for this fact, the human species might long ago have gone extinct, as who in good conscience would transmit the ignomies of existence to another generation of their loved ones?
You could regard dying without having ever succumbed to this particular piece of DNA brainwashing trickery as something of a personal victory over the miserable treadmill of evolutionary history.
That said, if you're determined not to clock out until you've "been there, done that and got the t-shirt" then I expect a local sex worker will appreciate the extra work - you wouldn't need to save up much for it if you're planning on your financial outgoings quickly turning to zero.
Either way, godspeed on your voyage through this hellish world. May you find peace and rest