What happens if a family member dies and you have no money?

[raindrops]

I currently live with my grandmother, she's the only family I have. My mother died when I was 14, my father has his own life I'd rather not be involved with him, he takes drugs and has a lot going on that I couldn't deal with personally (he doesn't have his own home either) My sisters live miles away from me and they're too young to support me if it was needed.
My ex partner who I was with for 11 years left me and after 11 years I have put my friends on the back burner, I don't have any real friendships, I am a loner through my own choice, I'm finding it hard to keep a conversation going, I'm finding it really hard to make friendships again.

I keep thinking to myself if I lost my grandmother what would happen to me? My nana doesn't own this flat, it is owned by the council, they told me I couldn't keep this place if anything happened, it is a 3 bedroom flat anyway, so too many rooms for just me. I live in the UK does any one have an idea how the council could/would help if things got really bad?

I have no savings, my job doesn't pay amazingly well, I was arrested and now have a criminal record, I'm too scared to apply for other well payed jobs especially if I have to declare my convictions, they're not that bad, they sound bad & it's embarrassing. I have no physical or mental illness, well I haven't been diagnosed with anything atm, so I can't claim any benefits, plus I usually work 26-30 hours a week.

I fear living in a shared house, that would mean living in a room for the rest of my god damn life or worse, I fear homelessness.
How do you get a flat? How do you live like an adult?! How do you survive in this world with NO family at all, I'm so frightened by all of this.

 

[GoBack]

The Citizens Advice people helped me when I had nowhere to go. Theyre a good place to start and it's free. Usually you can see them in person but now you can talk in phone or online

 

[raindrops]

The Citizens Advice people helped me when I had nowhere to go. Theyre a good place to start and it's free. Usually you can see them in person but now you can talk in phone or online

Good idea, I will have to call them. I have been given some "help" from the homelessness prevention but it hasn't felt like help at all.
I sent her countless emails showing her properties that are somewhat affordable and she never replied to any of them. She replied yesterday with...
"Hi, have you been looking for suitable accommodation" erm...I have, she just didn't reply to the emails I had sent about certain flats.
She told me a month ago I can get help through a deposit scheme, they pay the deposit for you and then you pay your rent, she says my income is too low to afford a flat so I'm screwed unless I find another job! I hope citizen advice have some answers/guidance.

 

[GoBack]

Good idea, I will have to call them. I have been given some "help" from the homelessness prevention but it hasn't felt like help at all.
I sent her countless emails showing her properties that are somewhat affordable and she never replied to any of them. She replied yesterday with...
"Hi, have you been looking for suitable accommodation" erm...I have, she just didn't reply to the emails I had sent about certain flats.
She told me a month ago I can get help through a deposit scheme, they pay the deposit for you and then you pay your rent, she says my income is too low to afford a flat so I'm screwed unless I find another job! I hope citizen advice have some answers/guidance.

I hope so good luck. Sharing isn't bad though if it came to that, you can get lucky and find something that would be ok for a while.

 

[Aftex]

Good idea, I will have to call them. I have been given some "help" from the homelessness prevention but it hasn't felt like help at all.
I sent her countless emails showing her properties that are somewhat affordable and she never replied to any of them. She replied yesterday with...
"Hi, have you been looking for suitable accommodation" erm...I have, she just didn't reply to the emails I had sent about certain flats.
She told me a month ago I can get help through a deposit scheme, they pay the deposit for you and then you pay your rent, she says my income is too low to afford a flat so I'm screwed unless I find another job! I hope citizen advice have some answers/guidance.

If you don't mind me asking how much do you take home each month after tax? I was in a low paying job and only 30 Hours a week and while I can't say I had a ton of money to spare I was living comfortably. If you can give some details I may be able to offer some help since I was in a similar situation.

 

[CTB-London]

Even if the council owes no duty to house you, you can still get housing benefit if your income is low enough. If you are over 35 you can get housing benefit for your own place.