Well, I became a NEET in my 30s for almost 3 years and now that I'm 33 my life is improving a lot so, my point is, no matter how much "you suck", you can start improving your life from TODAY on!
Easier said than done but it is really possible.
A degree? Not necessary. I have a friend who hasn't even finished high school and decided to become a freelance programmer by watching programming videos on YouTube (java) and now has lots of money lol.
Money? You can get it if you look for it. My last example is a way to get some of it.
Gf? Did you really look for them? I've been rejected thousands of times but if you keep on looking for them everywhere, (dating apps, omegle, tinychat, etc) you'll find someone sooner or later! Maybe here on SS lol!
We're suicidal and want to get the hell outta this planet asap but that doesn't mean we can't be successful at life.
However, depression loves making us think it's over, when it clearly isn't.
Hope you can feel better soon!
Hugs and love,
Matt