Are you using an attorney? Basically if you wanna get approved you need one. Many do it where if you're denied you owe them nothing, if you're approved they take 10-15% of the initial lump sum as payment
I am glad it worked for you.
I did consult an attorney, but was told I needed to apply twice and get turned down twice before I can get a lawyer involved.
In my area, depending on the amount you get in the initial lump sum, the lawyer gets either a 6k flat fee or up to 25% of what you do get - and this can be charged across your payments until the lawyer is paid.
It is a complete and utter farce as far as I am concerned. I am currently on round 2 and should have been (according to curret laws), approved on round 1. Four TBIs. Four. SMH (gently shaking my head, ha!).
This is why it typically takes about 2 years. Because of Covid, I still have a roof over my head, I was able to get healthcare, and help with paying for heat. I am past due on water and sewer though - more phone calls this week too try and get some kind of help there. I am not sure why I bother though. I am so very tired of all of this and what little money I have left will soon be gone. I may be able to sell some more gold, but I already sold most of it.
The funny thing about food stamps? Before Covid, you got 200$/month for food, and it ONLY covers cold food. It does not cover hot (or pre-cooked food), other necessities, dog food. It has since gone up I think (since Covid). But you still have to be very frugual with that 200$/month here - the cost of living where I am is outrageous.
Not only that, there is absolutely no aid if you have pets. So I have been sharing that $200/month in food with my dog (good thing I don't eat a lot). I was told I would probably have to surrender her - which would kill me, she is the only being in my life that loves me unconditionally.
Sighs, I know I will have to surrender her when my money runs out and have been searching for a good home for her. But because she is Rottie, it has been tough.
Thank you so much for providing the information. If you have any other ideas I would love to hear them.
And
@Celerity, you are absolutely right. I don't even need chronic pain management. The pain I have hits out of nowhere, and all I can do is curl up into a little ball until the pain breaks (usually takes a week or two - but with pain meds it would take a day or two). After the pain breaks, it takes me about a week to get back to normal - it completely wipes me out. The thing is, it happens about every 2 months or so. So all I would need is pain management for about 5 days at most every 2 months or so. And I do not get addicted to pain meds - I actually do not like them. I hated morphine when I had my craniotomy.
The insomnia is a whole other beast.
The US is so extreme sometimes - where is the common sense?