Not exactly the same thing, but lately I've just been spending my money without really caring too much about the consequences. I used to be a big saver, and wouldn't spend money on anything, even if I really wanted to. These days I'm just buying whatever I'm interested in, because having a big wad of cash saved up won't really benefit me if I'm dead anyways! Although I will say, try not to push things too far, if you can. You don't want to back yourself into a corner, where ctb seems like the only option. But so long as you're doing what's best for you, have at it! I hope it brings you a bit of relief to not have to care about money anymore, having bills pile up is always so stressful, so it's nice to be able to just forget about them.