Who pays for psych ward if you have no insurance?

[miserableforever]

I'm located in the US but have no health insurance. What's going to happen financially, if my attempt fails and they take me in?

 

[Someone123]

I'm located in the US but have no health insurance. What's going to happen financially, if my attempt fails and they take me in?

I had a similar situation, not with psych but another medical situation I couldn't afford, and the hospital adjusted most of the bill but still total medical bills left were between $5000 and $10,000. Since I already had an issue iwth credit card debt I declared bankrupcty to clear the debt. If you don't have other debt the hospital would likely adjust the bill down to something you could pay off over time, but if they don't bankruptcy is an option.

 

[miserableforever]

That's still so much..
Failure is absolutely not an option. Like I need more problems.
Off topic, I had a friend who passed from Covid and their bill was over 120k, after adjustment.

 

[Meretlein]

They will forcibly confine you and then charge you for the pleasure of their "care".

I wish it was different.

 

[setup]

I

They will forcibly confine you and then charge you for the pleasure of their "care".

I wish it was different.

f ur income is low enough, I don't think they can charge u. I could be wrong

 

[Someone123]

I

f ur income is low enough, I don't think they can charge u. I could be wrong

It has to be extremely low for this to be an option- even then they maybe leave some balance, like $5000, thinking that over time you wil be able to pay this.,

 

[Meretlein]

I

f ur income is low enough, I don't think they can charge u. I could be wrong

You may be able to contact the hospital to get your bill reduced. That is a big maybe though.

 

[setup]

You may be able to contact the hospital to get your bill reduced. That is a big maybe though.

I think I got a letter once with a bill that said if u make less than this xxx send paystub or tax documents and it would be waived.

But yeah it was a low number

 

[Pure]

Rational: Contact the hospital to see if you can reduce the bill and set up a payment plan.

Less rational: declare bankruptcy

Least rational: ignore it and if it's not a huge amount it may just go away after awhile.

I've seen all three work out for people, just depends on your risk threshold.

 

[bettyboop40]

Still amazes me you have to pay for healthcare in the Us, every everything free here in UK
In Scotland you don't have to pay for your prescriptions either. I would be tucked if I had to do that too

 

[miserableforever]

Still amazes me you have to pay for healthcare in the Us, every everything free here in UK
In Scotland you don't have to pay for your prescriptions either. I would be tucked if I had to do that too

Many are fucked here.
I came to the US a long time ago but I still remember the joys of seeing a doctor without taking out a loan.