I don't think anything happens after death (other than the world keeps on going without you). Death means I cease to exist; that's it. I do not believe that my thoughts and/or feelings or any other kind of "essence" will continue without a body. If I thought that would happen, what would be the point of suicide?
(I understand that some people have painful physical conditions that they may escape through death, and I can see the benefit, to them, of continuing to exist in some other form.)