The Cost of Death (SN)

[rosedavinci]

Hi Everyone,

I feel as though I am never able to find a definitive answer on this subject.

If you CTB, financially how much would you family pay for that if you did not have the funds or what would the cost be even if you did?

If I booked a hotel room, would there be fees they would owe for my wrong doing and the distress it would cause the workers?

Even if you are pronounced dead 100% on the spot will there still be a high ambulance/ hospital fee?

I really would like to CTB in a place where my family wouldn't find me first, but with that, I would want them to have more control of the situation than someone else- or maybe I'm crazy for thinking that.

I've been going back and forth on if to rent a hotel room, rent a car, or use my car to do the SN Method. I certainly would not want to risk doing it at home and someone finding me before time and have the hospital fee be 100 times more due to them trying to revive me, but don't know if they'd charge similar fees for a rental car.

Would love to have your insight on this!

 

[Moon Flower]

When my parents died there was no cost to us besides funeral/cremation expenses and cleanup.
This may be a helpful read: https://www.funeralwise.com/plan/how_to/transportation/

 

[hoffnungstod]

In terms of the rental car it could be that your deposit (whether it's blocked or deducted) would not repaid. As an expense allowance.

 

[rosedavinci]

When my parents died there was no cost to us besides funeral/cremation expenses and cleanup.
This may be a helpful read: https://www.funeralwise.com/plan/how_to/transportation/

I am so sorry to hear about their passing. I will take a read, thank you! Could I ask if it was over $10,000? I just want to be certain I have enough saved

 

[rosedavinci]

You're not legally bound to your family in any way if all of you are adults and there isn't any mental incapacity/ weird contracts going on. According to the law you're basically strangers, from what I've gathered. If my father gets into debt, there's no way that I'd have to pay it off since it's not the 900s or something

What if you live with them?

 

[London2021]

How awful you have to even think about this. In UK medical costs free so ending up with high bills if unsuccessful ( a surefire way of increasing stressors ffs) isnt factored in. Ppl tend to worry if their survivots are liable for their debts plus funeral expenses.

Can only comment about here but basically ,unless you have assets such as property, savings, a car for e.g. your debts die with you unless there is a guarantor or it is a joint debt. Bit like in life.

Since covid funeral costs have rocketed and cremation industry taken off with very basic packages offered to offset very high unplanned for burial costs. As an almost older person can tell you bought a pre paid funeral plan to try avoid these worries as didn't want family burdened with this and life insurance doesn't pay out on suicide ( and can't get any now anyway). Family member left body to science but that route def not for everyone and NO idea why did so

 

[Moon Flower]

I am so sorry to hear about their passing. I will take a read, thank you! Could I ask if it was over $10,000? I just want to be certain I have enough saved

It all depends on the kind of funeral you want, if you want one at all. My mom didn't have one and we only paid for cremation services. This youtube channel has some really good information about your rights when you pass away. I'll link a few videos below

 

[catscradle]

one of the reasons I'm scared to CTB is the cost. I believe at this point any hospital bills would be sent to my "estate"which wouldn't be able to pay for them. I have a 100,000$ life insurance policy but I don't know if that covers this.

 

[rosedavinci]

one of the reasons I'm scared to CTB is the cost. I believe at this point any hospital bills would be sent to my "estate"which wouldn't be able to pay for them. I have a 100,000$ life insurance policy but I don't know if that covers this.

I wish dying were easier. Nothing about it is. I think that your family will get the insurance money if the death was 2 years after. I am not certain if it is that way for every insurance/ situation.

 

[Kbeau]

Very responsible and considerate of you to think about such things

 

[SuicidallyCurious]

Depending on your financial situation you may want to set up a trust for your family to pass assets conveniently to them. If you have negligible assets prepay your funeral on a credit card or with a personal loan. In the negligible assets situation if you are 100 percent certain of CTB run up as much debt as you can on things that you will enjoy or on things that will minimize stress to the family

this advice only applies if you are a US citizen or a citizen of a country with Anglo American style debt laws . many countries use a variation of this system . Some other countries like japan have provisions to screw your family over and try to hold them liable for your debt

 

[JustLosingMyself]

An estate can be refused by the 'beneficiaries' for any reason, at least in Western Europe. Also, loans/debts being contracts, they cannot be enforced against third parties who never signed/agreed to them.
What you can't do is accept the assets of the estate while refusing the debts.

 

[fred farkle]

what about veterans burial services?