Suicide and debt

[Nem]

Well, first of all Holyfuckingshit I am just freaking out like a goddamn maniac! I had been working two jobs but because I'm sick af both jobs have almost disappeared and I'm near bankruptcy. I am yet completely screwed financially and this is the final nail in the casket.

Is anyone else pushed to suicide by having a shit load of debt?
Peace/hugs

 

[metalchic_74]

Yes that's definitely one of the reasons for me. I'm bipolar and had a manic episode last year. I blew through all my savings and maxed out all my credit cards. I lost my house and car. I had to move in with my parents. Thank god I got approved for disability or I'd be screwed

 

[Woodnote]

Yes. Maxed out all my credit cards during a very bad manic episode. I'm trying so hard to pay it off but It's so stressful.. That combined with paying bills and buying necessities. It's never ending and I don't how or when I'll have everything paid off. My financial situation plays a huge role in my reason for wanting to ctb. I'm working so hard at a job I hate barely making enough to survive.

 

[Shakespear's Brother]

Yeah. I don't have any looming debt right at this moment, but that's only because I've been through bankruptcy recently that discharged ~30k USD.

It's a cycle, at least here in the US, so I imagine I will be back on the track to insolvency in the near future.

It's fucking stressful.

 

[Squiddy]

Debt is one reason I want to ctb, but not my main

 

[Kodama]

Money is the main reason considering CTB for me :/ Everything was fine until august 2019.

 

[Nem]

I hear everyone about the debt and manic spending. I went crazy af a couple of years ago blew through a ton of cash, my parents are getting up there in age and there's no way of moving in with them so I have to bite the bullet and kill myself

peace/hugs

 

[talktomeee]

I am curious what happens to your debt when you die. I just googled it and it goes to your estate aka family. What will happen to your debt when you die? Do you have a house to sell to cover it?

 

[Shakespear's Brother]

I am curious what happens to your debt when you die. I just googled it and it goes to your estate aka family. What will happen to your debt when you die? Do you have a house to sell to cover it?

Yes, debt passes to one's estate.

However, it does not necessarily mean it passes to family.

Debt is not inherited.

Creditors may attempt to satisfy debts by claiming assets that are part of the estate.

Once the assets of the estate are gone, though, that's it. Any remaining debt does not become the responsibility of family, next of kin, etc.

*In the US, in any case

 

[Wreck-it-Riley]

Canada has no inherited debt and creditors can try and take from the estate, but good luck if they dont have a ton of money. Funeral costs come first.

Money more than debt is my main reason to CTB. 4 years ago my ex wife abandoned me in an extreme and violent manner that set off all my trauma and illnesses. Went insane basically. Never really had the money to get in debt, i hated credit. But she managed to screw me hard by totaliling a car and a few other things, racking up 35k in debt.

The big thing with money for me is my inability to make it. Mental illness makes me lose jobs, even ones im amazing at. And after 3 years of on and off employment i found a job i liked, but she took that too. Its just outside of town and no bus rout. I used to have a vehicle but she lied to maintenance enforcement (child support) saying i haven't paid anything since we split. I have, i will pay child support before i even eat. I haven't been able to do ether in a while not working though and that's a major reason. But basically they take away things weekly if you dont pay, first was my ability to register my car. So the registration expired. That took away my job. My job does random layoffs if the plant is slow, so i even had a part time delivery gig. I was so excited to finally be able to start making my bills again.

Now i have had to sell the car and start bussing. There is a lot of trauma with being out in the cold so it's horrible on my mental health as well. She took my ability to survive away. Homeless at the end of the month, i have rice and one chicken breast left. Just got denied our financial assistance because im "not in an emergency" but i have nobody and nowhere to go. I won't even get to say goodbye to my daughter, she hasn't let me see her in 7 months.

 

[MeltingHeart]

Constant long term looming over head money worries for over twenty years despite always working very hard and living v.modestly; often - 2 or 3 jobs at a time- always low pay, gruelling or menial & very unfulfilling/ soul destroying work- constant risk of homelessness and actual homelessness too- effecting every thing from my friendships, relationships, potential to do other things & in turn to progress, mental health etc.

 

[Essence]

It's one of the main reasons for me considering ctb. I lived in a nice house, had a partner, had a nice life. But I am a fucked up pathetic loser, I screwed it all up. Now my partner is over me, and rightly so, I don't blame him. I have treated him like shit for years. I will be unemployed, have a small bit of cash, no decent skills for the work force. I am limited due to injuries what I can do. I will go from having a lot to nothing. I don't see a way out. Except ctb. I can't live a life just getting by. That is called existing not living. I have low confidence, low self esteem. I suffer from anxiety and I crumble under pressure. I really feel trapped now, and it appears there is not a damn thing I can do about it. @Nem I am sorry my friend for your situation. I do understand, and I wish things were different for us.

Money is the main reason considering CTB for me :/ Everything was fine until august 2019.

I totally hear you there

 

[FTL.Wanderer]

Is anyone else pushed to suicide by having a shit load of debt?
Peace/hugs

Right there with you, man. A few years ago, an ex-friend stole my entire life savings. I'd spent my whole life meticulously saving and investing. Then in one phone call, on my birthday, ironically, my ex-business partner gutted my life. The government, the so-called seat of authority, didn't care despite the mountains of legal evidence I had. Because I no longer had money. I've never been able to even partly recover. When you're poor, you're treated like manure in the US. From law enforcement to the government to landlords to businesses--even average people in the streets--most judge you by the social caste you belong to. And a slew of reproducible research studies record how your access to and treatment by critical services like health care and the legal system are determined largely by your socioeconomics--illegally but reliably.

Yes, when you lose all your money, especially in a culture that punishes people for, ironically, not committing suicide and, therefore, getting older, you can become trash.

 

[Final Escape]

Well, first of all Holyfuckingshit I am just freaking out like a goddamn maniac! I had been working two jobs but because I'm sick af both jobs have almost disappeared and I'm near bankruptcy. I am yet completely screwed financially and this is the final nail in the casket.

Is anyone else pushed to suicide by having a shit load of debt?
Peace/hugs

I have student loan debt that I just gave up trying to pay off lol! It definitely depresses me that I have not paid it back. I'm kind of concerned that it might be pointless to pay it back especially if we have a collapse of the USD in the near future. Like the money is constantly being devalued so it pretty much feels like u have to work harder and harder and your money is worth less and less so I'm not sure like if it's even goin to matter pretty soon. How is anyone going to pay back debt when we are in hyperinflation and u can't even afford food, rent, like basic needs.

I wish I knew when this was going to collapse so I can plan accordingly. It is going to though. The USD is 98% devalued since 1913. So your dollar only buys like 2% of the purchasing power it had back in 1913. I'm like well um lol! The government is screwing people over because it controls the money system, and each time they flood the system with newly printed fiat currency it lowers the standard of living especially for people who don't work for the government.

 

[waterbottleman]

No but I have no idea how people cope with having lots of debt.

I want to suicide because of crippling loneliness, no sense of purpose/hope, and feeling rejected by everyone.

 

[Essence]

Right there with you, man. A few years ago, an ex-friend stole my entire life savings. I'd spent my whole life meticulously saving and investing. Then in one phone call, on my birthday, ironically, my ex-business partner gutted my life. The government, the so-called seat of authority, didn't care despite the mountains of legal evidence I had. Because I no longer had money. I've never been able to even partly recover. When you're poor, you're treated like manure in the US. From law enforcement to the government to landlords to businesses--even average people in the streets--most judge you by the social caste you belong to. And a slew of reproducible research studies record how your access to and treatment by critical services like health care and the legal system are determined largely by your socioeconomics--illegally but reliably.

Yes, when you lose all your money, especially in a culture that punishes people for, ironically, not committing suicide and, therefore, getting older, you can become trash.

Sadly this is true. We are judged on our social status. Money, whilst it is not everything, it is choices, it allows options, it means possibly path ways to some hope, for being able to enjoy the things we love, be it a small holiday, or equipment for things like for eg: Astronomy, or Fishing or even keeping a beloved pet, be it dog, horse, cat, rat whatever. Sadly it makes the world turn. No it's not everything, but without it, we don't eat, we don't have warmth, let alone some happiness that might help us see a way through this maze of tormenting life. Added to that the mental strife and anguish faced on a daily level, worried about debt and making those damn ends meet. Where I live, yes the government have benefits, but realistically it is not enough to survive on, let alone the extra cost of gas and car maintenance to GET to those interviews or courses, that one needs to attend, TO help further ones education and make money to keep a roof over ones head. It's an endless never ending repeat cycle of failure.....

 

[FTL.Wanderer]

It's an endless never ending repeat cycle of failure.....

Agreed. Which, to me, is sufficient justification for ctb. I never signed up for this.

 

[WhiteDespair]

Yep.

 

[Worthless_nobody]

And now I have debt to add to my long list of why I should ctb. Life just keeps getting worse and worse I can't believe this.

 

[Pikashuu83]

I ended up with multiple debt, with people, bank and lenders, due to my substance abuse.. It's gone too high now that I cannot ask Dad to pay for me, it makes me hella guilty. I have no support services in my country.. So ya, definitely, one of the factors

 

[FTL.Wanderer]

And now I have debt to add to my long list of why I should ctb. Life just keeps getting worse and worse I can't believe this.

Right!!! Emotional pain, physical pain, then financial pain--all ongoing and mutually reinforcing despite your best efforts to stop them.