Man, I hate that bullshit, nonsensical, asinine, stupid, ridiculous, bootstrapping, victim blaming reasoning too. Others might as well admit upfront that they simply don't care rather than spouting off those harmful platitudes of rugged individualism.
Of course there are some things that one must do on their own. For example, no one is going to sit and write a research paper for me, that's a task I must accomplish of my own volition. However, normies love to apply this logic to all problems and situations, as if people are personally 100% responsible for every single event in their lives with zero influence exuding from outside forces and interactions.
Humans are social creatures with varying levels of interpersonal needs. While one person may get by just fine in solitude, most people are going to experience sorrow and loneliness when they are forced to exist alone without any relationships or connections. Yet rather than helping the struggling party with forming these bonds, people often blame the individual for being lonely and try to pin the issue on their character. Fundamental attribution error.
That is a scenario that I see being framed as a personal issue far too often. Only you can sway other people to like you. It's your fault you're alone and unfulfilled, you have to dig your way out, sort of rhetoric. Frankly, I think it is a load of horse shit. A lot of the people who say these cop outs are privledged and have loving families, partners, and a wide circle of friends. They fundamentally don't understand what it's like to be isolated, or the circumstances that would result in one being shut off from social opportunities.
To solve a problem, you typically would want to consult various sources and work together with others. That's how some of the greatest discoveries in the history of civilization managed to come about, as two heads are greater than one, after all. However, society has been steamrolling away from collectivist dogma for many decades now- individualism is the crux of modern culture. If you can't micromanage 10 billion different aspects of your life on your own, you are branded as a failure.
That is why so many treatments and therapies fail the suicidal and the ailing, because they treat the client as the sole issue. You are the one with the diseased mind or thought process, you are the one who isn't putting in effort, you are the one who doesn't want to get better. It isn't your environment or your upbringing that's trapped you in this deadlock sort of state, it's your poor decisions, of course. That's what they want you to believe, when reality is far more nuanced and complex than these generalisations.
There are so many problems that cannot be solved without a helping hand from others. Some people are miserable trying to be fully independent, due to the fact that we aren't really programmed to sit alone in tiny boxes all day staring at screens with no reprieve. Some people are disabled like I am, and we cannot survive without the benevolence of others. The world at large likes to pretend that these vunerable populations do not exist and that we are secretly lazy leeches who simply do not try to be indepdent and self sufficient.