I would conjecture, because it happens with such high frequency.
It's also somewhat horrifying, particularly if there is an economic inequity aspect to it, ie: person ran out of food, electricity turned off, water supply disconnected because they cannot afford to pay for those things (this happens in the US).
Although I imagine maybe you are referring to random events that take a person by surprise? Like, perhaps in the aftermath of a natural disaster and a person is trapped. That, too, is quite horrifying.