I've thought a lot about the OP and the subsequent comments, and I've struggled.
The entire OP seems to me to be one person's assessments of other people's experiences and situations, with an exhortation to act as s/he deems best for others. I know that sounds cold and maybe even accusatory. I don't mean it to be that way. I'm trying to separate things that seem to have gotten intertwined or enmeshed.
As @Lorntroubles alluded to, that was not an accurate representation of @OldGod's reasons, and definitely not the one that pushed him to finally act after several previous goodbye and almost-goodbye posts.
There can be more than one reason why someone holds back, I think the reason stated is perhaps the OP's own.
There are logical reasons to ctb. I am one person who is struggling because it is a rational response to circumstances outside my control. People with progressive illnesses are another example.
And finally, the encouragement in the last two sentences. That's a hard one. I think it's maybe what the OP would have wanted to hear when s/he faltered. It certainly resonates for me to move forward now so that I don't regret it later, giving me a "push" in the direction I'm heading. However, because I want to do things logically and autonomously, not impulsively or under undue influence, I have to consciously step back from that encouragement rather than embrace it, because it is a seduction.
OP, I hope you'll reconsider your words. I don't think you intended harm, but I think you've unintentionally projected yourself onto others, and imo, it crossed an important boundary with the encouragement. Please know I wish you no ill, and I speak to you as I would hope someone would speak to me if I were in the same position. That may not have been the best approach with you, but I don't know you, so I did the best I could to speak my thoughts and impressions clearly. I have a tendency to be direct and honest, and appreciate when others are as well, but I recognize it's not always an approach others appreciate.