I'm not sure, if someone realizes it's not an accident then they won't get anything, I think some plans allow the beneficiaries to receive the benefits even if it's deemed a suicide, but a certain amount of time needs to pass after you set up the plan in order for that to be the case. Something like a few years.
I personally don't want my family benefitting from my death so it's not something I have thought about from my perspective. Unfortunately they will benefit even without an insurance pay out because my requests also happen to make for the cheapest postmortem duties. And with one less child, my siblings will be able to fully suck every resource dry and my parent's own plans will solely benefit them in my absence. Tbf it's not much of a difference from now but thinking about it makes me so very angry, as do many things most unfair these days. They will also benefit from being able to use my death as a sympathy card or in any other way they please to get attention, despite not giving a rat's ass about me or my suffering while I was painfully alive.
yeah...probs. though i got nothing, tbh i just want my $500 for my parents. I need them to do something for me after my death.
What do you need them to do? Do you mean the burial/cremation/funeral process or some other special request?