Great advice and yes, I am currently running on financial fumes so it definitely applies to me.
I looked into refinancing my home, but because I do not have a current job and my credit has tanked, I cannot refinance.
Another suggestion, if you still have more than 15 years on your mortgage, good credit, and a job, a 15-year mortgage may lower interest even more, and bonus - your house will get paid off more quickly (note that while the monthly fees may go up a bit with a 15-year mortgage, this can be still be manage).
Also, from what I hear, the price of gold is soaring (or at least it was). Old broken jewelry, like having one gold earing left of what used to be a pair, or an old gold necklace that you no longer wear can be sold to bring in money.
@AutoTap, you could move this thread to off-topic; however, it definitely applies to me as I am likely soon to be homeless and I will not survive on the streets.
<3
