Help how do u adapt into having more responabilities(?)

[ScaredCutter]

idk if i was taught well enough on banking, owning ur own debit card, a bank account and such. i feel this emmense amount of pressure and anxiety from it, im also worried about having to give my mum $150 i think montly. no job or income but ill get ibcome from 2 other things later on, one just requires a different process as its disability support.

ive alwaya imagined spending heaps of money on things i like but, idk how to save, budget or anything, idk how to make interest rates work. i want to be able to have a lot of money to be able to fly over to see my bf but, i have no idea on how id save up or choose what to pay for.

idk i just feel so lost about this and it feels like im under pressure when i think about things i want because, i can buy some things but, im scared of debts, i dont understand how u use a card. i wasnt able to be taught enough so i lack a lot of knowledge, it sucks.

 

[RiftbornVeil]

This is such a scary situation to be in, I resonate with what you describe.

1) As for learning general personal finance, if possible, I recommend finding resources in your region through colleges/universities. Libraries also tend to have information if you can access one. If all else fails, research definitions online and possibly keep a notebook with what you have learned/notes on what next you're wondering about. It's a tough journey, but going through what you need to learn methodically will help you.

2) As for budgeting, create a priority list. It seems like you've already done this to an extent. Whenever you get income, divide it up between your financial responsibilities.

If you have any specific questions, please reach out!

This must feel so overwhelming and intense; it often occurs to me that society/school/college/etc. fails to each us essential and practical information such as this. I wish you nothing but the very best, and hope this helps even a little.