Fadeawaaaay

Fadeawaaaay

Visionary
Nov 12, 2021
2,160
Learned I'm being sued and could lose life savings. Thought I had a couple years of survival left. Maybe not. Oh well.
 
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ddd1234

Experienced
Nov 23, 2021
268
Sued? Tried to buy N?
 
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healthrecovery

Specialist
Sep 25, 2021
378
Get some N or SN as backup
 
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Flippy

Flippy

Felis Sapien
Jan 5, 2020
931
Sued? :-( What a shitty way to ruin someone's fragile comfort :-( If you want to share, why is someone suing you? Of course if you want to keep that private it's totally understandable. May help to talk about it, a problem shared and all that :-)
 
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Fadeawaaaay

Fadeawaaaay

Visionary
Nov 12, 2021
2,160
Sued? :-( What a shitty way to ruin someone's fragile comfort :-( If you want to share, why is someone suing you? Of course if you want to keep that private it's totally understandable. May help to talk about it, a problem shared and all that :-)
Well long story short, this rollerblader (seemed high/ out of his mind) came racing down a steep hill late at night in the dark and crashed into the side of my car while I was making a turn.
For complicated reasons, the law always sides with a "pedestrian " (A rollerblader is a pedestrian, a person on a bike is not) So I was forced to take 51% responsibility.
My insurance company said it wasn't going to be an issue and the policy would cover damages.
But turns out the pedestrian went and got an injury lawyer and now it's turning into a total nightmare.

Just when I thought things couldn't get worse…

I really don't have the mental fortitude to deal with this… I can barely get off the couch as it is or feed myself properly…

If I had N right now, I'm not even sure I would be getting my affairs in order… I think I'd be chugging… My SI has been Significantly lowered…
 
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rationalis

Student
Nov 25, 2021
158
Hopefully it will still be your insurance company's problem. And a lawsuit will take months or years generally.

People should be aware, a million dollar umbrella policy is generally around $100 per year, in America.
 
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Fadeawaaaay

Fadeawaaaay

Visionary
Nov 12, 2021
2,160
Hopefully it will still be your insurance company's problem. And a lawsuit will take months or years generally.

People should be aware, a million dollar umbrella policy is generally around $100 per year, in America.
You might be right… Could drag on for a while… I'm already pretty committed to exiting so what's the difference…
 
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rationalis

Student
Nov 25, 2021
158
Be sure to inform your insurance company.
 
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rationaltake

rationaltake

I'm rocking it - in another universe
Sep 28, 2021
2,712
Well long story short, this rollerblader (seemed high/ out of his mind) came racing down a steep hill late at night in the dark and crashed into the side of my car while I was making a turn.
For complicated reasons, the law always sides with a "pedestrian " (A rollerblader is a pedestrian, a person on a bike is not) So I was forced to take 51% responsibility.
My insurance company said it wasn't going to be an issue and the policy would cover damages.
But turns out the pedestrian went and got an injury lawyer and now it's turning into a total nightmare.

Just when I thought things couldn't get worse…

I really don't have the mental fortitude to deal with this… I can barely get off the couch as it is or feed myself properly…

If I had N right now, I'm not even sure I would be getting my affairs in order… I think I'd be chugging… My SI has been Significantly lowered…
This is absolutely awful. Hard to deal with at the best of times. How can life keep coming up with these things?
 
Fadeawaaaay

Fadeawaaaay

Visionary
Nov 12, 2021
2,160
This is absolutely awful. Hard to deal with at the best of times. How can life keep coming up with these things?
In the United States, we have this belief in thinking positive, the law of attraction etc. and it's certainly very important… We can't really accomplish anything if you don't believe it's actually going to ever happen…
However… thinking positive All the time (Aided by antidepressants) Can blind a person to the dangers out there… I think my "positivity" ended up biting me in the ass…
 
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S

setup

Experienced
Nov 18, 2021
279
Well long story short, this rollerblader (seemed high/ out of his mind) came racing down a steep hill late at night in the dark and crashed into the side of my car while I was making a turn.
For complicated reasons, the law always sides with a "pedestrian " (A rollerblader is a pedestrian, a person on a bike is not) So I was forced to take 51% responsibility.
My insurance company said it wasn't going to be an issue and the policy would cover damages.
But turns out the pedestrian went and got an injury lawyer and now it's turning into a total nightmare.

Just when I thought things couldn't get worse…

I really don't have the mental fortitude to deal with this… I can barely get off the couch as it is or feed myself properly…

If I had N right now, I'm not even sure I would be getting my affairs in order… I think I'd be chugging… My SI has been Significantly lowered…
I don't really get it. So insurance said they would cover it. And now they got a diff type of lawyer and now it's being worse? How is this a thing? Please explain this to me
 
Fadeawaaaay

Fadeawaaaay

Visionary
Nov 12, 2021
2,160
I don't really get it. So insurance said they would cover it. And now they got a diff type of lawyer and now it's being worse? How is this a thing? Please explain this to me
The insurance company said that their policy would likely cover damages since the pedestrian didn't seem to have any serious injuries. But it looks like the insurance company didn't really know what they were talking about because the pedestrian is now claiming more serious injuries and has hired an injury lawyer to come after me and get more money than what the policy initially covers – up to $25,000.
 
FuneralCry

FuneralCry

Just wanting some peace
Sep 24, 2020
37,138
That sounds very stressful. It is an awful feeling when things just get worse. Living is very painful. I'm sorry you have to go through this. I wish you the best.
 
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Fadeawaaaay

Fadeawaaaay

Visionary
Nov 12, 2021
2,160
That sounds very stressful. It is an awful feeling when things just get worse. Living is very painful. I'm sorry you have to go through this. I wish you the best.
The only thing that's not making it stressful is that I don't plan on being alive…
 
S

setup

Experienced
Nov 18, 2021
279
The insurance company said that their policy would likely cover damages since the pedestrian didn't seem to have any serious injuries. But it looks like the insurance company didn't really know what they were talking about because the pedestrian is now claiming more serious injuries and has hired an injury lawyer to come after me and get more money than what the policy initially covers – up to $25,000.
Damn. How bad was the accident? Did he skate away after? Actually nm I'm sure u don't wanna talk about it.

Just sending u support my dude. Dang I didn't know things worked this way
 
S

Smart No More

Visionary
May 5, 2021
2,734
Fucking roller bladers!
 
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Fadeawaaaay

Fadeawaaaay

Visionary
Nov 12, 2021
2,160
Damn. How bad was the accident? Did he skate away after? Actually nm I'm sure u don't wanna talk about it.

Just sending u support my dude. Dang I didn't know things worked this way
Well, the whole thing was ridiculous. This guy was screaming down a sidewalk in the dark, on rollerblades, no lights – there was no possible way I could see him… He slammed into the side of my car went over my hood and landed on the street. He got up and at the time seem to be OK. But the police and an ambulance came etc.
Thanks for the support… :)
 
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setup

Experienced
Nov 18, 2021
279
Well, the whole thing was ridiculous. This guy was screaming down a sidewalk in the dark, on rollerblades, no lights – there was no possible way I could see him… He slammed into the side of my car went over my hood and landed on the street. He got up and at the time seem to be OK. But the police and an ambulance came etc.
Thanks for the support… :)
Isn't he supposed to stop before crossing the street? Or was it a diff kind of street configuration? Who called the cops and ambulance?
 
Fadeawaaaay

Fadeawaaaay

Visionary
Nov 12, 2021
2,160
He was racing down the sidewalk… I was turning… I heard him yell but it was too late to stop… I was in the crosswalk when he slammed into the side of my car… Some neighbors called the police
 
R

rationalis

Student
Nov 25, 2021
158
For non Americans wondering about the law in the United States, this reminds me of an article I recently read about the cost of medical care. The man needed stitches, and hospital charged $6,000 US Dollars for 6 stitches. This is definitely more expensive than normal. But,it shows how people are (not) valued in America. If someone can claim an injury and collect money, many will try.


It is actually a worldwide problem. I heard about private equity firms owning a lot of rentals in Berlin. Tenants trying to contact the owner for days to fix heating. And of course waster is privatized in many places. Everyone has some economic value to some company, and the companies want to collect.
 
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rationaltake

rationaltake

I'm rocking it - in another universe
Sep 28, 2021
2,712
In the United States, we have this belief in thinking positive, the law of attraction etc. and it's certainly very important… We can't really accomplish anything if you don't believe it's actually going to ever happen…
However…h thinking positive All the time (Aided by antidepressants) Can blind a person to the dangers out there… I think my "positivity" ended up biting me in the ass…
Well. Could be worse. You could be British! We always expect the worse. We apologise for existing and feel guilty if anything remotely good happens to us...

I'm the one who is expected to apologise if somebody else bumps into me!

Anyway. This is a real pain in the bum for you to say the least.
 
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