Financial consequences of ctb to family?

[VexRal]

Hi. Things haven't been great and I'm considering ctb. I'm thinking of doing it on a bridge. Was wondering if there will be financial consequences to my parents for my actions such as fees for the services of the responders (search and rescue team, ambulance). I know that if I do survive, there will be huge hospital fees and such, but what about if I am successful with ctb? I know they will be hurt, but I don't want to leave anymore burdens in addition to that. Thanks!

Edit: I'm currently in Canada, but I'm also interested how it would work in other countries

 

[HeavensOpenDoor]

I was also thinking about that also but more along the lines of funeral and burial costs. There are affordable insurance plans out there and I think some do cover those that ctb.

 

[Deleted member 14386]

In the UK there would be no charges, all covered by NHS etc. Families have to pay for funeral if they wish, can cost up to 10k. I don't know about Canada but you have national healthcare right? I think it will be covered but am not sure at all hopefully someone more knowledgeable can let you know.

I was also thinking about that also but more along the lines of funeral and burial costs.

In the UK it all depends on what the family wants, I've requested for the least amount of money to be spent, but I doubt they'll go along with it

 

[GoodPersonEffed]

Hi. Things haven't been great and I'm considering ctb. I'm thinking of doing it on a bridge. Was wondering if there will be financial consequences to my parents for my actions such as fees for the services of the responders (search and rescue team, ambulance). I know that if I do survive, there will be huge hospital fees and such, but what about if I am successful with ctb? I know they will be hurt, but I don't want to leave anymore burdens in addition to that. Thanks!

Edit: I'm currently in Canada, but I'm also interested how it would work in other countries

In the US, if you are an adult, the charges will be expensed to your estate. If there is no money in your estate, then the charges are not covered. If there is money in your estate, your inheritors will receive what is left after all debtors have approached the estate and been paid. I know the laws are similar in the UK, I'm not sure about Canada, nor how the Canadian government charges for such services since you also have a healthcare system. In the US, the police don't charge for services unless they were unduly used, such as someone faking their death.

 

[Fenty(nal)]

I'm kinda lucky. If I CTB by October 2022, my country's government pays for it. Disability, baby...

 

[VexRal]

In the US, if you are an adult, the charges will be expensed to your estate. If there is no money in your estate, then the charges are not covered. If there is money in your estate, your inheritors will receive what is left after all debtors have approached the estate and been paid. I know the laws are similar in the UK, I'm not sure about Canada, nor how the Canadian government charges for such services since you also have a healthcare system. In the US, the police don't charge for services unless they were unduly used, such as someone faking their death.

Thanks. Ah I forgot to mention I'm an intl student so I don't think I'm covered by insurance. I wonder if I should withdraw money then and keep it somewhere in case my family comes to collect me.

 

[GoodPersonEffed]

Thanks. Ah I forgot to mention I'm an intl student so I don't think I'm covered by insurance. I wonder if I should withdraw money then and keep it somewhere in case my family comes to collect me.

Check the website for your country's consulate in Canada for information about how arrangements will be handled. I'm from the US but live in another country. My next of kin will be notified by the US Department of State, and they will be given the option to identify my body and have it repatriated to the US, for which there will be expenses from the local funeral home as well as a specific shipping process via an airline. They do not have to come claim my body and bury it here nor escort it back to the States if they don't want to. If they do, then they will also have the opportunity to be the executors of my estate, and my savings will go to their expenses before any creditors, but they will have to pay out of pocket and go through probate in order to be reimbursed. You'll need to check the estate and probate laws for your country.

In my case, I have been in no contact with my family for years, and they will likely not take any responsibility to identify my body or do any of the rest, which means my body will remain in this country and be disposed of by the local government, which is what I prefer anyway. Either way, they'll do what they choose that best serves their interests and their narrative, I have no control over it and don't care. They're screwing themselves over if they publish an obituary and have a service, people they'd rather not have contact with are likely going to cause discomfort. Basically, they're going to be in a pickle because last I knew, they publicly claimed to still be in contact with me, and they'll have to come up with more bull or fess up, whether they claim my body and acknowledge my death or not.

Don't mean to highjack your thread with my story, I've been processing this for months. But it may be helpful for others who read the thread if they are in a similar situation, either being a US citizen in a foreign country, or who are also no-contact with their next of kin. Next of kin have the right to refuse responsibility as well as to take it, whether for the body or for the estate if there is not already a will with an executor. I didn't research deeply, but it's my understanding that in the US one can give power of attorney to someone else to override the next of kin's rights in claiming the body, and can name someone other than them as executor of the estate.

 

[VexRal]

Check the website for your country's consulate in Canada for information about how arrangements will be handled. I'm from the US but live in another country. My next of kin will be notified by the US Department of State, and they will be given the option to identify my body and have it repatriated to the US, for which there will be expenses from the local funeral home as well as a specific shipping process via an airline. They do not have to come claim my body and bury it here nor escort it back to the States if they don't want to. If they do, then they will also have the opportunity to be the executors of my estate, and my savings will go to their expenses before any creditors, but they will have to pay out of pocket and go through probate in order to be reimbursed. You'll need to check the estate and probate laws for your country.

In my case, I have been in no contact with my family for years, and they will likely not take any responsibility to identify my body or do any of the rest, which means my body will remain in this country and be disposed of by the local government, which is what I prefer anyway. Either way, they'll do what they choose that best serves their interests and their narrative, I have no control over it and don't care. They're screwing themselves over if they publish an obituary and have a service, people they'd rather not have contact with are likely going to cause discomfort. Basically, they're going to be in a pickle because last I knew, they publicly claimed to still be in contact with me, and they'll have to come up with more bull or fess up, whether they claim my body and acknowledge my death or not.

Don't mean to highjack your thread with my story, I've been processing this for months. But it may be helpful for others who read the thread if they are in a similar situation, either being a US citizen in a foreign country, or who are also no-contact with their next of kin. Next of kin have the right to refuse responsibility as well as to take it, whether for the body or for the estate if there is not already a will with an executor. I didn't research deeply, but it's my understanding that in the US one can give power of attorney to someone else to override the next of kin's rights in claiming the body, and can name someone other than them as executor of the estate.

No worries. Thank you for the detailed post, I really appreciate it. ❤

I haven't been home in 2-3(?) years since leaving after high school because of my shame with not doing good uni. I haven't failed out yet, but I can't go on anymore. I'm tired of this cycle where I start good and eventually break down in the middle of a semester. I'm tired of being a burden to them because international tuition and living costs are crazy expensive. It feels mortifying that I've stolen my sibling's opportunity to study abroad because of money and the fear my parents will have because of the experience that'll come. Feelings of emptiness and futility are gradually creeping and I'm slowly starting not to care. It really sucks that my family loves me so much and I love them so. Otherwise if they were horrible, then I wouldn't even bother to think about the consequences of ctb. Everyday feels exhausting. I've stopped talking to so much of my friends because even if I do truly feel happy for their success, I feel so left behind, envious towards them, ashamed and mad at myself. I'm a failure and trying to lie to hide it is exhausting. I only speak to 2 close friends and family, and only my best friend knows my current mental state. I wish I could just disappear so my family wouldn't have to deal with the processing and horror of my remains. Knowing them they'll try to somehow collect my remains. Feelings of emptiness and futility are gradually creeping and I'm slowly starting not to care. I guess my ctb date will be in a month or so as my tuition payment and passport expiry date is coming up. Situation is looking bleak.

Sorry for ranting. I'll look up the things you covered in your comment. I guess I'll try to handwrite a will if that makes the process easier too. It's been hard for me to find information on this because I don't really know what to put in the search, and most searches mainly yielding crisis prevention sites. Thanks so much again for sharing ❤

 

[Notwinnernotawin]

In my country health care is free, but my mom would have to pay if I survived my attempt because we also have private health care, and it helps to get in front of other people who are in line and get a hospital room just for myself. If I died, she would have to pay for a funeral, considering my mom is very exigent and funerals are expensive, that would be a high bill. But once I'm gone she wouldn't have to spend on me anymore, so I guess it's not that bad.

 

[Deleted member 17949]

That's so much thinking I'm just gonna say it's someone else's problem tbh

 

[GoodPersonEffed]

I wish I could just disappear so my family wouldn't have to deal with the processing and horror of my remains.

Read your whole post and just want you to know that I care.

Wanted to add that it would be even harder for them if you disappeared. And honestly, the condition of your body would be even worse if and when it was found. I know it's difficult. Even as horrible as things are with my family, I don't wish any of this on them. But in my case, even if I died if natural causes, they'd still have to deal with the same issues. I still feel badly if one of them goes first and the other has to go through my death alone. They're going to be impacted no matter what. There is still history and love there in spite of everything, and they will struggle and mourn. But I'd rather things remain the way they are then ever try to be in contact again. It's just done, it can't improve. Far better that we have so much distance. To have done this when we were close would have put so much on me had I been motivated to do so. They'd find a way to blame me either way, it's better that I do it when they're already so full of blame and rejection. I'm somewhat envious of the mutual love you say is there with your family, and yet I'm also not.

I'm curious, are they the type who will hold it against you for failing, either parents or sibling? Is it insurmountable in your relationship with any of them? I'm not trying to negate or override your choice, and of course no expectation of you to answer. I respect your choice no matter what it is.