Help Life insurance and suicide in the UK

[suacide]

I've been thinking about the people around me recently. If I do ctb, I want to die knowing they're taken care of and even if I'm poor, that I can leave behind anything for them and their sakes. It's just my father and little sister that I'm worried about.
Does anyone know about the UK's policies on life insurance, specific to suicide? From what I've read I need to wait an entire year to ctb for them to not cancel it, but is there anything else I can do? Anything to safeguard, or things maybe they don't mention?
I want to make sure I do this properly and get everything ready. I'm not in an incredibly rush, I just need things to be alright when I finally do. If anyone has any other advice, that'd be nice too.
Thanks everyone.

 

[It'sMyLife]

UK or anywhere else it's got to look like an accident. If they have the slightest suspicion it was planned then they wont pay out. How can you be sure it will look like an accident? If you don't have any funeral expenses covered now all I can suggest is to save money while you can for the next year just in case. Also your country is turning into a police state. You have to make sure they can't dig up your browser history. Are you using any privacy measures? That's all I can think of right now.

 

[Davee]

Most policies have a clause where if you die by suicide within 12 months sometimes longer they wont pay out. Check the fine print on the policy you set up.